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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,013 | $85,766-67.3% | $136,298-79.4% | $70,126-60.1% |
| Participation rate | 65.6% | 74.2%-8.5pp | 81.9%-16.3pp | 69.5%-3.9pp |
| Annual return | 16.77% | 31.46%-14.7pp | 5156.27%-5139.5pp | 73.15%-56.4pp |
| Employer contribution / active EE | $911 | $2,966-69.3% | $4,696-80.6% | $2,343-61.1% |
| Participant deferral / active EE | $3,523 | $5,051-30.3% | $6,247-43.6% | $3,332+5.7% |
| Admin fee / account holder | $1,823 | $5,421-66.4% | $9,244-80.3% | $4,645-60.8% |