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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,888 | $89,367-17.3% | $141,191-47.7% | $72,975+1.3% |
| Participation rate | 96.9% | 75.1%+21.7pp | 82.5%+14.4pp | 69.5%+27.4pp |
| Annual return | 30.35% | 111.87%-81.5pp | 71.41%-41.1pp | 81.01%-50.7pp |
| Employer contribution / active EE | $8,729 | $3,115+180.2% | $4,736+84.3% | $2,440+257.7% |
| Participant deferral / active EE | $13,245 | $5,419+144.4% | $6,710+97.4% | $3,608+267.1% |
| Admin fee / account holder | $1,972 | $5,957-66.9% | $10,264-80.8% | $5,124-61.5% |