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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,110 | $150,447-62.7% | $136,298-58.8% | $147,586-62.0% |
| Participation rate | 94.7% | 84.4%+10.3pp | 81.9%+12.8pp | 82.8%+11.9pp |
| Annual return | 24.41% | 1049.15%-1024.7pp | 5156.27%-5131.9pp | 578.59%-554.2pp |
| Employer contribution / active EE | $7,371 | $5,256+40.2% | $4,696+57.0% | $4,876+51.2% |
| Participant deferral / active EE | $13,197 | $6,631+99.0% | $6,247+111.2% | $5,439+142.6% |
| Admin fee / account holder | $1,521 | $10,906-86.1% | $9,244-83.6% | $10,886-86.0% |