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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,891 | $98,766+13.3% | $149,730-25.3% | $79,852+40.1% |
| Participation rate | 94.4% | 75.8%+18.7pp | 82.5%+12.0pp | 69.6%+24.8pp |
| Annual return | 37.21% | 27.43%+9.8pp | 276.70%-239.5pp | 31.72%+5.5pp |
| Employer contribution / active EE | $9,865 | $3,217+206.7% | $4,645+112.4% | $2,471+299.2% |
| Participant deferral / active EE | $13,490 | $5,681+137.5% | $6,843+97.1% | $3,740+260.6% |
| Admin fee / account holder | $523 | $6,052-91.4% | $9,310-94.4% | $5,306-90.1% |