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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,189 | $152,460-50.7% | $118,746-36.7% | $147,586-49.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.3%+21.7pp | 82.8%+17.2pp |
| Annual return | 5.12% | 17.41%-12.3pp | 24.54%-19.4pp | 578.59%-573.5pp |
| Employer contribution / active EE | $0 | $5,046-100.0% | $4,193-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $10,000 | $6,212+61.0% | $5,332+87.5% | $5,439+83.9% |
| Admin fee / account holder | $1,895 | $16,953-88.8% | $10,720-82.3% | $10,886-82.6% |