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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,514 | $171,272-11.5% | $127,803+18.6% | $152,909-0.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 6.93% | 23.54%-16.6pp | 26.14%-19.2pp | 345.46%-338.5pp |
| Employer contribution / active EE | $27,750 | $5,451+409.1% | $4,576+506.5% | $4,764+482.5% |
| Participant deferral / active EE | $24,559 | $7,043+248.7% | $6,023+307.7% | $5,851+319.7% |
| Admin fee / account holder | $3,256 | $14,540-77.6% | $9,399-65.4% | $11,601-71.9% |