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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,770 | $132,310-51.8% | $105,754-39.7% | $273,972-76.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 3.91% | 10.08%-6.2pp | 12.25%-8.3pp | 41.46%-37.5pp |
| Employer contribution / active EE | $0 | $4,867-100.0% | $4,079-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $20,000 | $6,233+220.9% | $5,326+275.5% | $5,287+278.3% |
| Admin fee / account holder | $1,395 | $12,036-88.4% | $8,309-83.2% | $10,133-86.2% |