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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,227 | $174,379-32.2% | $152,093-22.3% | $138,895-14.9% |
| Participation rate | 90.0% | 81.6%+8.4pp | 77.8%+12.2pp | 79.9%+10.1pp |
| Annual return | 19.57% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $2,340 | $4,652-49.7% | $4,175-43.9% | $4,194-44.2% |
| Participant deferral / active EE | $7,744 | $6,159+25.7% | $5,451+42.1% | $6,396+21.1% |
| Admin fee / account holder | $961 | $16,880-94.3% | $14,497-93.4% | $12,562-92.3% |