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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,110 | $180,462-81.7% | $154,111-78.5% | $135,379-75.5% |
| Participation rate | 88.9% | 87.4%+1.5pp | 83.0%+5.9pp | 82.6%+6.2pp |
| Annual return | -10.42% | 888.17%-898.6pp | 735.18%-745.6pp | 519.79%-530.2pp |
| Employer contribution / active EE | $2,012 | $6,036-66.7% | $5,298-62.0% | $4,779-57.9% |
| Participant deferral / active EE | $3,657 | $5,806-37.0% | $5,081-28.0% | $5,609-34.8% |
| Admin fee / account holder | $1,181 | $16,145-92.7% | $13,411-91.2% | $10,828-89.1% |