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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,613 | $52,353+0.5% | $120,225-56.2% | $82,448-36.2% |
| Participation rate | 82.1% | 58.3%+23.8pp | 69.6%+12.6pp | 68.1%+14.1pp |
| Annual return | 19.61% | 61.85%-42.2pp | 439.23%-419.6pp | 41.64%-22.0pp |
| Employer contribution / active EE | $4,116 | $1,510+172.6% | $3,475+18.4% | $2,551+61.4% |
| Participant deferral / active EE | $6,322 | $2,627+140.7% | $3,999+58.1% | $4,139+52.7% |
| Admin fee / account holder | $2,803 | $4,363-35.7% | $5,696-50.8% | $7,234-61.2% |