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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,763 | $49,164-39.5% | $121,169-75.4% | $75,181-60.4% |
| Participation rate | 77.4% | 55.4%+22.0pp | 69.5%+7.9pp | 67.2%+10.2pp |
| Annual return | 18.41% | 56.03%-37.6pp | 986.71%-968.3pp | 160.69%-142.3pp |
| Employer contribution / active EE | $3,480 | $1,546+125.1% | $4,168-16.5% | $2,671+30.3% |
| Participant deferral / active EE | $5,101 | $2,628+94.1% | $4,083+25.0% | $4,126+23.6% |
| Admin fee / account holder | $7,207 | $3,942+82.8% | $5,645+27.7% | $5,650+27.6% |