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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,281 | $171,867-56.8% | $149,721-50.4% | $147,586-49.7% |
| Participation rate | 72.7% | 88.2%-15.5pp | 87.1%-14.3pp | 82.8%-10.1pp |
| Annual return | 22.41% | 2113.36%-2091.0pp | 1501.67%-1479.3pp | 578.59%-556.2pp |
| Employer contribution / active EE | $0 | $6,275-100.0% | $5,444-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $8,267 | $7,270+13.7% | $6,568+25.9% | $5,439+52.0% |
| Admin fee / account holder | $521 | $13,799-96.2% | $11,282-95.4% | $10,886-95.2% |