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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,222 | $125,797+1.9% | $170,057-24.6% | $75,177+70.6% |
| Participation rate | 80.8% | 83.6%-2.8pp | 87.0%-6.2pp | 67.2%+13.6pp |
| Annual return | 28.76% | 27.20%+1.6pp | 53.42%-24.7pp | 160.75%-132.0pp |
| Employer contribution / active EE | $7,155 | $4,616+55.0% | $6,790+5.4% | $2,671+167.9% |
| Participant deferral / active EE | $20,176 | $6,838+195.1% | $10,411+93.8% | $4,126+388.9% |
| Admin fee / account holder | $4,190 | $8,177-48.8% | $12,826-67.3% | $5,651-25.9% |