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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,056 | $209,874-46.1% | $189,537-40.4% | $167,536-32.5% |
| Participation rate | 90.5% | 88.7%+1.8pp | 87.8%+2.7pp | 82.1%+8.4pp |
| Annual return | 16.86% | 748.61%-731.8pp | 555.34%-538.5pp | 478.82%-462.0pp |
| Employer contribution / active EE | $2,650 | $6,913-61.7% | $6,161-57.0% | $4,839-45.2% |
| Participant deferral / active EE | $12,441 | $8,934+39.3% | $8,220+51.4% | $6,342+96.2% |
| Admin fee / account holder | $600 | $14,299-95.8% | $12,048-95.0% | $12,315-95.1% |