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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,181 | $96,361+75.6% | $80,607+109.9% | $139,456+21.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 17.35% | 1350.95%-1333.6pp | 936.11%-918.8pp | 373.45%-356.1pp |
| Employer contribution / active EE | $5,557 | $3,262+70.3% | $2,724+104.0% | $4,753+16.9% |
| Participant deferral / active EE | $15,583 | $5,232+197.9% | $4,448+250.4% | $6,711+132.2% |
| Admin fee / account holder | $1,122 | $6,601-83.0% | $5,379-79.1% | $11,407-90.2% |