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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,658 | $95,188-51.0% | $76,518-39.0% | $135,379-65.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -16.14% | 4.85%-21.0pp | -0.27%-15.9pp | 519.79%-535.9pp |
| Employer contribution / active EE | $2,177 | $3,303-34.1% | $2,647-17.8% | $4,779-54.4% |
| Participant deferral / active EE | $13,207 | $4,640+184.7% | $3,836+244.3% | $5,609+135.5% |
| Admin fee / account holder | $603 | $6,249-90.3% | $4,849-87.6% | $10,828-94.4% |