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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,425 | $104,937-45.3% | $84,628-32.1% | $152,897-62.4% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 30.30% | 373.88%-343.6pp | 258.80%-228.5pp | 345.43%-315.1pp |
| Employer contribution / active EE | $1,295 | $3,303-60.8% | $2,653-51.2% | $4,764-72.8% |
| Participant deferral / active EE | $10,532 | $4,690+124.6% | $3,900+170.1% | $5,851+80.0% |
| Admin fee / account holder | $511 | $6,243-91.8% | $4,914-89.6% | $11,599-95.6% |