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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,267 | $203,483-75.3% | $152,473-67.0% | $167,536-70.0% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.2%-11.5pp | 82.1%-15.4pp |
| Annual return | 13.92% | 13.80%+0.1pp | 757.59%-743.7pp | 478.82%-464.9pp |
| Employer contribution / active EE | $1,761 | $5,219-66.3% | $4,326-59.3% | $4,839-63.6% |
| Participant deferral / active EE | $2,506 | $6,711-62.7% | $5,817-56.9% | $6,342-60.5% |
| Admin fee / account holder | $3,595 | $22,521-84.0% | $15,811-77.3% | $12,315-70.8% |