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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,000 | $59,332+6.2% | $90,223-30.2% | $59,633+5.6% |
| Participation rate | 48.3% | 71.9%-23.6pp | 79.0%-30.8pp | 68.7%-20.4pp |
| Annual return | 0.00% | 3.25%-3.2pp | 1.31%-1.3pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,624 | $3,031-46.4% | $4,378-62.9% | $2,203-26.3% |
| Participant deferral / active EE | $2,497 | $4,369-42.8% | $5,792-56.9% | $3,192-21.8% |
| Admin fee / account holder | $4,473 | $5,032-11.1% | $7,406-39.6% | $4,297+4.1% |