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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,146 | $180,028-77.7% | $138,135-70.9% | $158,982-74.7% |
| Participation rate | 60.0% | 82.2%-22.2pp | 78.7%-18.7pp | 82.0%-22.0pp |
| Annual return | 7.15% | 21.68%-14.5pp | 20.51%-13.4pp | 302.99%-295.8pp |
| Employer contribution / active EE | $2,192 | $7,470-70.7% | $5,587-60.8% | $4,763-54.0% |
| Participant deferral / active EE | $3,171 | $7,717-58.9% | $6,431-50.7% | $5,983-47.0% |
| Admin fee / account holder | $34,282 | $17,912+91.4% | $11,856+189.2% | $11,252+204.7% |