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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,223 | $138,114-80.3% | $125,391-78.3% | $134,545-79.8% |
| Participation rate | 64.3% | 84.5%-20.2pp | 82.4%-18.1pp | 81.2%-16.9pp |
| Annual return | -18.85% | 750.88%-769.7pp | 572.41%-591.3pp | 418.37%-437.2pp |
| Employer contribution / active EE | $2,136 | $5,246-59.3% | $4,816-55.6% | $4,742-54.9% |
| Participant deferral / active EE | $8,348 | $7,801+7.0% | $7,448+12.1% | $6,401+30.4% |
| Admin fee / account holder | $27,972 | $11,570+141.8% | $10,009+179.5% | $11,431+144.7% |