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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,326 | $159,978-74.2% | $147,041-71.9% | $145,978-71.7% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 11.56% | 98.36%-86.8pp | 419.21%-407.7pp | 550.52%-539.0pp |
| Employer contribution / active EE | $2,271 | $5,288-57.1% | $4,935-54.0% | $4,662-51.3% |
| Participant deferral / active EE | $8,162 | $8,429-3.2% | $8,071+1.1% | $6,690+22.0% |
| Admin fee / account holder | $14,103 | $15,053-6.3% | $13,006+8.4% | $13,400+5.2% |