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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,840 | $165,399-72.3% | $149,745-69.4% | $158,982-71.2% |
| Participation rate | 58.3% | 84.6%-26.2pp | 82.5%-24.1pp | 82.0%-23.6pp |
| Annual return | 18.67% | 348.34%-329.7pp | 276.72%-258.1pp | 302.99%-284.3pp |
| Employer contribution / active EE | $1,834 | $5,105-64.1% | $4,646-60.5% | $4,763-61.5% |
| Participant deferral / active EE | $7,037 | $7,183-2.0% | $6,843+2.8% | $5,983+17.6% |
| Admin fee / account holder | $432 | $10,811-96.0% | $9,312-95.4% | $11,252-96.2% |