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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,651 | $97,078+29.4% | $103,065+21.9% | $145,897-13.9% |
| Participation rate | 87.5% | 81.1%+6.4pp | 80.6%+6.9pp | 80.3%+7.2pp |
| Annual return | 12.73% | 25.49%-12.8pp | 23.95%-11.2pp | 552.29%-539.6pp |
| Employer contribution / active EE | $3,801 | $4,680-18.8% | $4,675-18.7% | $4,663-18.5% |
| Participant deferral / active EE | $3,868 | $6,601-41.4% | $6,625-41.6% | $6,689-42.2% |
| Admin fee / account holder | $1,517 | $12,505-87.9% | $9,349-83.8% | $13,390-88.7% |