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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,219 | $90,467+50.6% | $93,759+45.3% | $134,532+1.3% |
| Participation rate | 62.5% | 82.0%-19.5pp | 81.0%-18.5pp | 81.2%-18.7pp |
| Annual return | -19.58% | -15.72%-3.9pp | -11.33%-8.3pp | 418.27%-437.9pp |
| Employer contribution / active EE | $2,658 | $4,345-38.8% | $4,324-38.5% | $4,741-43.9% |
| Participant deferral / active EE | $2,692 | $5,980-55.0% | $6,096-55.8% | $6,401-58.0% |
| Admin fee / account holder | $1,859 | $9,258-79.9% | $7,197-74.2% | $11,429-83.7% |