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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,741 | $183,539+26.3% | $155,556+49.0% | $145,897+58.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.34% | 61.31%-50.0pp | 64.84%-53.5pp | 552.29%-540.9pp |
| Employer contribution / active EE | $3,892 | $5,315-26.8% | $4,675-16.8% | $4,663-16.5% |
| Participant deferral / active EE | $22,403 | $6,467+246.4% | $5,631+297.9% | $6,689+234.9% |
| Admin fee / account holder | $747 | $19,275-96.1% | $15,885-95.3% | $13,390-94.4% |