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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,666 | $180,462-69.7% | $154,111-64.5% | $135,379-59.6% |
| Participation rate | 75.0% | 87.4%-12.4pp | 83.0%-8.0pp | 82.6%-7.6pp |
| Annual return | 1.74% | 888.17%-886.4pp | 735.18%-733.4pp | 519.79%-518.0pp |
| Employer contribution / active EE | $1,621 | $6,036-73.1% | $5,298-69.4% | $4,779-66.1% |
| Participant deferral / active EE | $9,590 | $5,806+65.2% | $5,081+88.7% | $5,609+71.0% |
| Admin fee / account holder | $2,227 | $16,145-86.2% | $13,411-83.4% | $10,828-79.4% |