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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,294 | $63,346-26.9% | $92,240-49.8% | $70,126-34.0% |
| Participation rate | 97.1% | 68.7%+28.5pp | 76.5%+20.7pp | 69.5%+27.6pp |
| Annual return | 10.44% | 530.19%-519.7pp | 176.29%-165.8pp | 73.15%-62.7pp |
| Employer contribution / active EE | $2,235 | $2,471-9.6% | $3,680-39.3% | $2,343-4.6% |
| Participant deferral / active EE | $2,811 | $2,854-1.5% | $3,897-27.9% | $3,332-15.6% |
| Admin fee / account holder | $20,517 | $3,841+434.2% | $5,194+295.0% | $4,645+341.7% |