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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,843 | $65,367-29.9% | $92,915-50.7% | $72,976-37.2% |
| Participation rate | 97.6% | 68.3%+29.2pp | 76.0%+21.6pp | 69.5%+28.1pp |
| Annual return | 26.25% | 42.11%-15.9pp | 109.45%-83.2pp | 81.02%-54.8pp |
| Employer contribution / active EE | $2,638 | $2,594+1.7% | $3,653-27.8% | $2,440+8.1% |
| Participant deferral / active EE | $4,292 | $3,128+37.2% | $4,238+1.3% | $3,608+19.0% |
| Admin fee / account holder | $3,698 | $4,251-13.0% | $5,796-36.2% | $5,124-27.8% |