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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,179 | $72,273-34.7% | $101,275-53.4% | $79,856-40.9% |
| Participation rate | 95.0% | 68.5%+26.5pp | 75.8%+19.2pp | 69.6%+25.4pp |
| Annual return | 8.65% | 22.30%-13.6pp | 46.48%-37.8pp | 31.71%-23.1pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,519 | $3,282+68.2% | $4,371+26.3% | $3,741+47.5% |
| Admin fee / account holder | $8,202 | $4,401+86.4% | $5,948+37.9% | $5,306+54.6% |