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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,852 | $81,358-6.8% | $155,556-51.2% | $80,959-6.3% |
| Participation rate | 93.5% | 66.3%+27.3pp | 78.2%+15.3pp | 67.7%+25.9pp |
| Annual return | 10.50% | 33.39%-22.9pp | 64.84%-54.3pp | 35.67%-25.2pp |
| Employer contribution / active EE | $2,535 | $3,106-18.4% | $4,675-45.8% | $2,757-8.0% |
| Participant deferral / active EE | $5,928 | $3,455+71.6% | $5,631+5.3% | $4,300+37.9% |
| Admin fee / account holder | $3,595 | $7,994-55.0% | $15,885-77.4% | $6,925-48.1% |