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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,698 | $86,298-3.0% | $111,308-24.8% | $85,847-2.5% |
| Participation rate | 90.3% | 73.3%+17.0pp | 77.3%+13.0pp | 69.3%+21.0pp |
| Annual return | 5.80% | 19.99%-14.2pp | 54.67%-48.9pp | 318.61%-312.8pp |
| Employer contribution / active EE | $2,669 | $2,044+30.6% | $2,732-2.3% | $2,565+4.1% |
| Participant deferral / active EE | $3,216 | $3,641-11.7% | $4,487-28.3% | $3,952-18.6% |
| Admin fee / account holder | $12,184 | $8,189+48.8% | $7,965+53.0% | $6,261+94.6% |