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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,464 | $60,349+0.2% | $74,184-18.5% | $62,881-3.8% |
| Participation rate | 91.2% | 72.7%+18.4pp | 76.6%+14.6pp | 69.3%+21.9pp |
| Annual return | 2.26% | 21.38%-19.1pp | 17.74%-15.5pp | 20.14%-17.9pp |
| Employer contribution / active EE | $3,005 | $1,680+78.8% | $2,370+26.8% | $2,281+31.7% |
| Participant deferral / active EE | $3,962 | $2,856+38.7% | $3,550+11.6% | $3,203+23.7% |
| Admin fee / account holder | $2,415 | $4,261-43.3% | $5,586-56.8% | $4,296-43.8% |