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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,552 | $67,602-1.6% | $82,312-19.1% | $70,126-5.1% |
| Participation rate | 81.6% | 72.8%+8.8pp | 76.9%+4.7pp | 69.5%+12.0pp |
| Annual return | 5.61% | 21.57%-16.0pp | 25.88%-20.3pp | 73.15%-67.5pp |
| Employer contribution / active EE | $2,603 | $1,755+48.3% | $2,428+7.2% | $2,343+11.1% |
| Participant deferral / active EE | $3,646 | $2,987+22.0% | $3,706-1.6% | $3,332+9.4% |
| Admin fee / account holder | $2,596 | $4,512-42.5% | $5,608-53.7% | $4,645-44.1% |