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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,967 | $106,524-78.4% | $152,301-84.9% | $87,485-73.7% |
| Participation rate | 86.8% | 75.8%+11.1pp | 82.4%+4.4pp | 68.9%+17.9pp |
| Annual return | 18.51% | 26.89%-8.4pp | 80.50%-62.0pp | 26.06%-7.5pp |
| Employer contribution / active EE | $1,583 | $3,371-53.1% | $4,624-65.8% | $2,596-39.0% |
| Participant deferral / active EE | $2,484 | $6,525-61.9% | $8,004-69.0% | $4,274-41.9% |
| Admin fee / account holder | $430 | $8,287-94.8% | $14,398-97.0% | $7,775-94.5% |