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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,967 | $106,749-78.5% | $145,433-84.2% | $82,448-72.1% |
| Participation rate | 86.8% | 75.6%+11.2pp | 82.1%+4.7pp | 68.1%+18.8pp |
| Annual return | 18.51% | 27.59%-9.1pp | 66.58%-48.1pp | 41.64%-23.1pp |
| Employer contribution / active EE | $1,583 | $3,444-54.1% | $4,554-65.3% | $2,551-38.0% |
| Participant deferral / active EE | $2,484 | $6,519-61.9% | $7,897-68.5% | $4,139-40.0% |
| Admin fee / account holder | $430 | $8,390-94.9% | $13,129-96.7% | $7,234-94.1% |