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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,734 | $138,072-92.2% | $123,549-91.3% | $135,382-92.1% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -23.08% | 153.69%-176.8pp | 119.20%-142.3pp | 519.77%-542.8pp |
| Employer contribution / active EE | $1,489 | $5,152-71.1% | $4,628-67.8% | $4,779-68.8% |
| Participant deferral / active EE | $2,390 | $6,799-64.9% | $6,426-62.8% | $5,609-57.4% |
| Admin fee / account holder | $44 | $10,917-99.6% | $9,284-99.5% | $10,829-99.6% |