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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,402 | $73,863-90.0% | $143,797-94.9% | $68,490-89.2% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -10.34% | 0.91%-11.3pp | -0.04%-10.3pp | -7.85%-2.5pp |
| Employer contribution / active EE | $1,473 | $3,185-53.7% | $4,952-70.2% | $2,597-43.3% |
| Participant deferral / active EE | $344 | $3,385-89.8% | $5,638-93.9% | $4,028-91.5% |
| Admin fee / account holder | $507 | $5,756-91.2% | $14,679-96.5% | $5,403-90.6% |