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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,293 | $95,415-92.4% | $185,851-96.1% | $85,851-91.5% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 124.28% | 23.59%+100.7pp | 122.11%+2.2pp | 318.63%-194.4pp |
| Employer contribution / active EE | $2,827 | $3,314-14.7% | $5,168-45.3% | $2,565+10.2% |
| Participant deferral / active EE | $343 | $3,424-90.0% | $5,569-93.8% | $3,952-91.3% |
| Admin fee / account holder | $306 | $7,215-95.8% | $16,245-98.1% | $6,261-95.1% |