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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,168 | $77,905-90.8% | $149,682-95.2% | $75,173-90.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.97% | 31.72%-17.8pp | 134.35%-120.4pp | 160.65%-146.7pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,818-100.0% | $2,670-100.0% |
| Participant deferral / active EE | $1,050 | $3,411-69.2% | $5,681-81.5% | $4,126-74.6% |
| Admin fee / account holder | $654 | $5,957-89.0% | $13,210-95.1% | $5,651-88.4% |