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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,248 | $60,349-44.9% | $74,184-55.2% | $62,881-47.1% |
| Participation rate | 54.0% | 72.7%-18.7pp | 76.6%-22.6pp | 69.3%-15.3pp |
| Annual return | 10.52% | 21.38%-10.9pp | 17.74%-7.2pp | 20.14%-9.6pp |
| Employer contribution / active EE | $867 | $1,680-48.4% | $2,370-63.4% | $2,281-62.0% |
| Participant deferral / active EE | $1,742 | $2,856-39.0% | $3,550-50.9% | $3,203-45.6% |
| Admin fee / account holder | $1,258 | $4,261-70.5% | $5,586-77.5% | $4,296-70.7% |