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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,923 | $65,555+2.1% | $86,216-22.4% | $75,173-11.0% |
| Participation rate | 38.3% | 60.5%-22.2pp | 69.0%-30.7pp | 67.2%-28.9pp |
| Annual return | 16.65% | 46.07%-29.4pp | 1169.42%-1152.8pp | 160.72%-144.1pp |
| Employer contribution / active EE | $1,193 | $1,553-23.2% | $2,382-49.9% | $2,671-55.3% |
| Participant deferral / active EE | $2,881 | $3,023-4.7% | $3,986-27.7% | $4,126-30.2% |
| Admin fee / account holder | $2,555 | $5,469-53.3% | $6,853-62.7% | $5,651-54.8% |