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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,600 | $72,486-33.0% | $87,103-44.2% | $72,976-33.4% |
| Participation rate | 53.4% | 72.8%-19.4pp | 76.9%-23.5pp | 69.5%-16.1pp |
| Annual return | 22.93% | 24.46%-1.5pp | 28.19%-5.3pp | 81.02%-58.1pp |
| Employer contribution / active EE | $822 | $1,894-56.6% | $2,521-67.4% | $2,440-66.3% |
| Participant deferral / active EE | $1,896 | $3,270-42.0% | $4,049-53.2% | $3,608-47.4% |
| Admin fee / account holder | $5,226 | $5,055+3.4% | $7,491-30.2% | $5,124+2.0% |