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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,758 | $81,457-9.5% | $103,378-28.7% | $80,911-8.8% |
| Participation rate | 23.4% | 66.8%-43.4pp | 74.5%-51.1pp | 67.6%-44.2pp |
| Annual return | 20.66% | 25.58%-4.9pp | 24.91%-4.3pp | 35.63%-15.0pp |
| Employer contribution / active EE | $869 | $3,107-72.0% | $3,870-77.5% | $2,756-68.5% |
| Participant deferral / active EE | $2,320 | $3,871-40.1% | $5,058-54.1% | $4,297-46.0% |
| Admin fee / account holder | $3,846 | $6,717-42.7% | $8,401-54.2% | $6,935-44.5% |