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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,296 | $65,364-78.1% | $92,909-84.6% | $72,975-80.4% |
| Participation rate | 38.5% | 68.3%-29.9pp | 76.0%-37.5pp | 69.5%-31.0pp |
| Annual return | 62.42% | 42.11%+20.3pp | 109.44%-47.0pp | 81.01%-18.6pp |
| Employer contribution / active EE | $1,081 | $2,594-58.3% | $3,653-70.4% | $2,440-55.7% |
| Participant deferral / active EE | $3,181 | $3,128+1.7% | $4,238-25.0% | $3,608-11.8% |
| Admin fee / account holder | $17 | $4,251-99.6% | $5,795-99.7% | $5,124-99.7% |