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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,596 | $72,269-63.2% | $101,271-73.7% | $79,852-66.7% |
| Participation rate | 42.9% | 68.5%-25.6pp | 75.8%-32.9pp | 69.6%-26.8pp |
| Annual return | 39.15% | 22.29%+16.9pp | 46.48%-7.3pp | 31.72%+7.4pp |
| Employer contribution / active EE | $1,233 | $2,692-54.2% | $3,660-66.3% | $2,471-50.1% |
| Participant deferral / active EE | $3,300 | $3,282+0.6% | $4,371-24.5% | $3,740-11.8% |
| Admin fee / account holder | $18 | $4,401-99.6% | $5,948-99.7% | $5,306-99.7% |