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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,292 | $70,366+19.8% | $66,674+26.4% | $138,895-39.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 21.44% | 386.41%-365.0pp | 321.24%-299.8pp | 145.39%-123.9pp |
| Employer contribution / active EE | $5,725 | $2,765+107.0% | $2,620+118.5% | $4,194+36.5% |
| Participant deferral / active EE | $23,027 | $4,374+426.4% | $4,084+463.8% | $6,396+260.0% |
| Admin fee / account holder | $5,608 | $5,262+6.6% | $5,098+10.0% | $12,562-55.4% |