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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,041 | $88,702-24.4% | $81,780-18.0% | $145,978-54.1% |
| Participation rate | 75.0% | 75.0%0pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 17.68% | 1029.12%-1011.4pp | 776.27%-758.6pp | 550.52%-532.8pp |
| Employer contribution / active EE | $2,058 | $3,084-33.3% | $2,914-29.4% | $4,662-55.9% |
| Participant deferral / active EE | $8,414 | $4,645+81.1% | $4,321+94.7% | $6,690+25.8% |
| Admin fee / account holder | $787 | $8,414-90.6% | $7,384-89.3% | $13,400-94.1% |