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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,319 | $96,678+40.0% | $86,640+56.2% | $139,466-3.0% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 14.97% | 106.69%-91.7pp | 592.52%-577.6pp | 373.66%-358.7pp |
| Employer contribution / active EE | $4,607 | $3,265+41.1% | $3,024+52.3% | $4,754-3.1% |
| Participant deferral / active EE | $17,222 | $4,837+256.1% | $4,438+288.0% | $6,712+156.6% |
| Admin fee / account holder | $116,357 | $6,410+1715.3% | $5,616+1972.0% | $11,409+919.9% |