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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,040 | $102,393-6.2% | $147,041-34.7% | $80,911+18.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 16.79% | 134.95%-118.2pp | 419.21%-402.4pp | 35.63%-18.8pp |
| Employer contribution / active EE | $8,050 | $3,715+116.7% | $4,935+63.1% | $2,756+192.1% |
| Participant deferral / active EE | $8,876 | $6,647+33.5% | $8,071+10.0% | $4,297+106.6% |
| Admin fee / account holder | $1,559 | $7,943-80.4% | $13,006-88.0% | $6,935-77.5% |