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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,645 | $165,361-54.9% | $149,715-50.1% | $158,950-53.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.68% | 348.24%-328.6pp | 276.66%-257.0pp | 302.91%-283.2pp |
| Employer contribution / active EE | $9,291 | $5,103+82.1% | $4,645+100.0% | $4,762+95.1% |
| Participant deferral / active EE | $7,079 | $7,182-1.4% | $6,842+3.5% | $5,983+18.3% |
| Admin fee / account holder | $1,522 | $10,808-85.9% | $9,310-83.6% | $11,248-86.5% |