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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,645 | $165,399-54.9% | $149,745-50.2% | $158,982-53.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.68% | 348.34%-328.7pp | 276.72%-257.0pp | 302.99%-283.3pp |
| Employer contribution / active EE | $9,291 | $5,105+82.0% | $4,646+100.0% | $4,763+95.1% |
| Participant deferral / active EE | $7,079 | $7,183-1.4% | $6,843+3.4% | $5,983+18.3% |
| Admin fee / account holder | $1,522 | $10,811-85.9% | $9,312-83.7% | $11,252-86.5% |